How AI Builds Efficiency for Smarter Decision-Making Across Finance and Marketing

The fundamental challenge, repeatedly highlighted, is the state of the data itself. Professionals stressed the "garbage in, garbage out" principle, noting that integrating disparate legacy ERP systems into a unified data lake or unified database is a hurdle.

Kanika Garg: Personal Story, From Struggles to Success

For Kanika, it’s the struggles, not just the success, that have shaped her: “It was the challenges along the way that truly shaped me—making me resilient, grounded, and deeply empathetic as a leader. The support of my parents and partner keeps me going.”

Meera Parthasarathy: Pioneering Leadership in Indian Insurance

Meera’s expertise is both deep and broad, having worked across major cities including Indore, Trivandrum, Bangalore, Chennai, Faridabad, and Delhi. Her career progression reflects a mastery of diverse domains—from fire and engineering to motor, health, accounts, and human resources.

Expanding coverage to rural areas is urgent: R K Gupta, GM, Oriental Insurance Company

After an intensive induction at Oriental’s Staff Training College in Faridabad, Gupta's early assignments gave him a solid foundation. “Working in diverse departments like Loss Control and Reinsurance taught me the essence of risk and operational management,” he says.

Ajai Kumar Tripathi: Steering Aviva India with Prudence, Trust, and Innovation

Tripathi’s professional journey began with LIC, India’s largest life insurer. Over 25 years, he has navigated the technical, regulatory, and leadership aspects of the insurance industry, gaining deep insight into actuarial science, financial governance, and compliance.

Redefining Underwriting Excellence: The Leadership Journey of Biji Samuel

Her professional journey is marked by a steadfast commitment to future-ready practices, technological innovation, and a deep understanding of risk—especially in the spheres of underwriting management, new business automation, reinsurance administration, and mortality risk investigations.

Insurance growth, Profitability Under Strain; Sector Trailing Pace Needed for Viksit Bharat: Report

The total insurance premium in India has grown at 11–12 per cent CAGR over the past decade, while short-term premium growth has been restricted to 7 per cent. In contrast, the industry would need to accelerate to a 13–15 per cent CAGR to meet the government’s Viksit Bharat aspirations.

Mukul Jain: Redefining Insurance Through Technology and Trust

With over 24 years of experience across technology, financial services, and insurance, including more than 16 years as a CIO or Regional CIO, Jain has consistently focused on aligning technology with business strategy and customer outcomes.

Karthik Chakrapani: Bridging Purpose and Innovation at Pramerica Life

Since rejoining Pramerica Life in 2021 as Chief Business Officer, Karthik has focused on expanding distribution, driving digital transformation, and enhancing customer experience, while staying true to the ethos of safeguarding lives with empathy and customer-centricity.

India’s Gold Loan Boom: While Borrowers Win, Lenders Must Weigh Risks

According to the latest data from the Reserve Bank of India (RBI), loan against gold jewellery has jumped 117 per cent from Rs 1.4 lakh crore as of August 2024 to Rs 3.05 lakh crore as of August 2025.

Diwali 2025: Shining Spotlight on Economy and Businesses

While the economic trajectory for FY26 and beyond will hinge on global tariff fluctuations and how effectively domestic policy tools and fiscal buffers are deployed, the festive season serves as a perfect lens to understand consumer behaviour.

RBI's Revised Lending Norms to Enhance Transparency, Collaboration in Digital Credit: Fintechs

Complemented by revised co-lending rules that take effect from 2026, the changes are expected to bring greater uniformity, risk discipline, and operational flexibility across the lending value chain.

Beyond Slabs: The GST Reset That Could Redraw India’s Tax Landscape

By reducing complexity, the reform strengthens India’s case as an investment destination and improves its ease of doing business scenario.

US Tariffs: Lenders Say Limited Scope to Ease Tariff Pain for Exporters

Lenders are shaving expenses, pushing factoring, and spreading awareness, but they acknowledge that these efforts alone will not be enough.

Stress, Caution and Shrinking Portfolios: Why Microfinance Isn’t Out of the Woods Yet

For lenders and policymakers alike, the challenge will lie in maintaining credit outreach while ensuring that portfolio quality remains under tight control.