Expanding coverage to rural areas is urgent: R K Gupta, GM, Oriental Insurance Company
After an intensive induction at Oriental’s Staff Training College in Faridabad, Gupta's early assignments gave him a solid foundation. “Working in diverse departments like Loss Control and Reinsurance taught me the essence of risk and operational management,” he says.
Ajai Kumar Tripathi: Steering Aviva India with Prudence, Trust, and Innovation
Tripathi’s professional journey began with LIC, India’s largest life insurer. Over 25 years, he has navigated the technical, regulatory, and leadership aspects of the insurance industry, gaining deep insight into actuarial science, financial governance, and compliance.
Redefining Underwriting Excellence: The Leadership Journey of Biji Samuel
Her professional journey is marked by a steadfast commitment to future-ready practices, technological innovation, and a deep understanding of risk—especially in the spheres of underwriting management, new business automation, reinsurance administration, and mortality risk investigations.
Insurance growth, Profitability Under Strain; Sector Trailing Pace Needed for Viksit Bharat: Report
The total insurance premium in India has grown at 11–12 per cent CAGR over the past decade, while short-term premium growth has been restricted to 7 per cent. In contrast, the industry would need to accelerate to a 13–15 per cent CAGR to meet the government’s Viksit Bharat aspirations.
Mukul Jain: Redefining Insurance Through Technology and Trust
With over 24 years of experience across technology, financial services, and insurance, including more than 16 years as a CIO or Regional CIO, Jain has consistently focused on aligning technology with business strategy and customer outcomes.
Karthik Chakrapani: Bridging Purpose and Innovation at Pramerica Life
Since rejoining Pramerica Life in 2021 as Chief Business Officer, Karthik has focused on expanding distribution, driving digital transformation, and enhancing customer experience, while staying true to the ethos of safeguarding lives with empathy and customer-centricity.
India’s Gold Loan Boom: While Borrowers Win, Lenders Must Weigh Risks
According to the latest data from the Reserve Bank of India (RBI), loan against gold jewellery has jumped 117 per cent from Rs 1.4 lakh crore as of August 2024 to Rs 3.05 lakh crore as of August 2025.
Diwali 2025: Shining Spotlight on Economy and Businesses
While the economic trajectory for FY26 and beyond will hinge on global tariff fluctuations and how effectively domestic policy tools and fiscal buffers are deployed, the festive season serves as a perfect lens to understand consumer behaviour.
RBI's Revised Lending Norms to Enhance Transparency, Collaboration in Digital Credit: Fintechs
Complemented by revised co-lending rules that take effect from 2026, the changes are expected to bring greater uniformity, risk discipline, and operational flexibility across the lending value chain.
Beyond Slabs: The GST Reset That Could Redraw India’s Tax Landscape
By reducing complexity, the reform strengthens India’s case as an investment destination and improves its ease of doing business scenario.
US Tariffs: Lenders Say Limited Scope to Ease Tariff Pain for Exporters
Lenders are shaving expenses, pushing factoring, and spreading awareness, but they acknowledge that these efforts alone will not be enough.
Stress, Caution and Shrinking Portfolios: Why Microfinance Isn’t Out of the Woods Yet
For lenders and policymakers alike, the challenge will lie in maintaining credit outreach while ensuring that portfolio quality remains under tight control.
RBI’s Co-Lending Shake-Up: What Changes for Lenders from 2026
While the revised guidelines may increase the overall cost for lenders in managing compliance and technology integration, along with initial complexity in operations, for the RBI, the intent is clear -- use co-lending to extend credit reach while ensuring risk is shared responsibly.
Paytm’s Reset Moment: What the Payment Aggregator Licence Really Means
The move ends a prolonged regulatory freeze and marks a significant turnaround for the fintech major, which has faced a series of restrictions over the past three years.
Kotak Mahindra Bank Sees Elevated Microfinance Credit Costs for Two More Quarters; Pares Exposure
The bank’s unsecured retail advances, including retail microcredit, as a percentage of net advances stood at 9.7 per cent as of June 2025, vis-a-vis 11.6 per cent as of June 2024.
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