Budget 2026: Why Insurers Want Nirmala Sitharaman to Fix the Foundations

Budget expectations now reflect a shift in focus from growth rates to the long-term sustainability of insurance in India’s economy.

IBC Recoveries Steady at 32% in Q2 as Creditors Absorb 67% Haircut: Report

As of September 2025, of the total 8,659 cases admitted into the corporate insolvency resolution process (CIRP), only around 15 per cent had ended in approval of resolution plans.

IPO Surge Makes October the Strongest Fundraising Month for Indian Markets: Report

The fundraising momentum was led by marquee listings of Tata Capital and LG Electronics, both of which crossed the $1 billion threshold, underscoring strong investor appetite for large, diversified businesses.

Microfinance Loan Book Shrinks While Early Delinquency Levels Show Signs of Improvement

Gross Loan Portfolio (GLP) as of September 2025 stood at Rs 345.6 lakh crore, declining by 16.5 per cent year-on-year and 3.8 per cent sequentially.

Indian Households to Make 62% Non-Cash Transactions by FY28: Report

Share of Tier 3 and smaller cities in non-cash transactions is expected to increase from 40 per cent in FY23 to 44-46 per cent by FY28.

Insurance growth, Profitability Under Strain; Sector Trailing Pace Needed for Viksit Bharat: Report

The total insurance premium in India has grown at 11–12 per cent CAGR over the past decade, while short-term premium growth has been restricted to 7 per cent. In contrast, the industry would need to accelerate to a 13–15 per cent CAGR to meet the government’s Viksit Bharat aspirations.

Banks’ NII Growth Slows to 2.9% in Q2 as Margin Pressure Mounts

The incremental growth in interest income was limited by lower yield on advances, driven by repricing loans in line with benchmark rate cuts and exposure to lower-yielding loans despite steady credit growth.

Advances by small finance banks to exceed Rs 2 lakh crore this fiscal: Crisil Ratings

The share of non-microfinance advances in SFB loans had jumped to around 67 per cent as of March 2025 from approximately 50 per cent as of March 2022.

RBI Looks to Fix Delays in Credit of Money Sent From Abroad

India remains the top recipient of global foreign remittances, with a record $137.7 billion inflow in 2024, more than double that of Mexico, the second-highest recipient with $67.6 billion.

India’s Gold Loan Boom: While Borrowers Win, Lenders Must Weigh Risks

According to the latest data from the Reserve Bank of India (RBI), loan against gold jewellery has jumped 117 per cent from Rs 1.4 lakh crore as of August 2024 to Rs 3.05 lakh crore as of August 2025.

Diwali 2025: Shining Spotlight on Economy and Businesses

While the economic trajectory for FY26 and beyond will hinge on global tariff fluctuations and how effectively domestic policy tools and fiscal buffers are deployed, the festive season serves as a perfect lens to understand consumer behaviour.

Angel Funds Get Time Till January 2026 to Disclose Investment Allocation Methodology: SEBI

The market regulator announced the relaxation on Wednesday in response to industry representations seeking more time to align with the revised regulatory framework under the Alternative Investment Funds (AIF) regime.

PE-VC Exit Activity Slumps to $11 Billion, Lowest in Four Years: Equirus Report

While PE-VC exit value has softened, the dominance of block deals and secondary market sales, which account for 52–67 per cent of all exits between 2023 and 2025, demonstrates the continued depth and liquidity of Indian capital markets.

India Reaches 50:50 Split Between Cash and Digital Payments in Private Consumption

Cash usage in Private Final Consumption Expenditure (PFCE) is estimated to have dropped to a 50 per cent share during the first quarter of the current financial year, while the share of digital transactions has increased to 50 per cent.

RBI's Revised Lending Norms to Enhance Transparency, Collaboration in Digital Credit: Fintechs

Complemented by revised co-lending rules that take effect from 2026, the changes are expected to bring greater uniformity, risk discipline, and operational flexibility across the lending value chain.

Bank Deposits to Stay Adequate in FY26, But Structural Shifts May Pressure Stability, Costs: Crisil

The ratings firm flagged that two key trends -- a decline in household contribution to term deposits and a lower current account and savings account (CASA) ratio -- indicating a structural shift in deposit composition.

RBI Tweaks Loan Rules for Retail Borrowers, Working Capital Access for Jewellers

The revised rules were part of the seven directions issued by the RBI for lenders, of which three will come into force from October 1, while public feedback has been sought on four others.

Credit Growth Outpaces Deposits for Sept 5 Fortnight; Grows 10% YoY on MSME Demand

As of September 5, 2025, credit offtake stood at Rs 188 lakh crore, reflecting a 10.3 per cent year-on-year rise, majorly due to credit expansion to MSMEs.

Beyond Slabs: The GST Reset That Could Redraw India’s Tax Landscape

By reducing complexity, the reform strengthens India’s case as an investment destination and improves its ease of doing business scenario.

Non-Financial Firms See Slower Topline Expansion; Services, Manufacturing Growth Softens: RBI Data

The data, compiled from the quarterly financials of 3,079 listed firms, suggests that while corporate India continues to expand, growth momentum has softened in the face of sectoral headwinds and subdued demand in key industries.