Indian Entrepreneurs Outspend Global Peers on Luxury, Health and Real Estate: HSBC Report

Indian entrepreneurs are outpacing their global peers in personal wealth spending, with a strong focus on luxury lifestyles, health, and real estate, according to HSBC Private Bank’s Global Entrepreneurial Wealth Report 2025.

The report highlights that 64 per cent of entrepreneurs in India invest in real estate for personal use, while 61 per cent allocate funds toward health and wellness or longevity, well above the global averages of 53 per cent and 50 per cent, respectively. Spending on luxury experiences is similarly higher, with 59 per cent of Indian entrepreneurs dedicating wealth to personal indulgences, compared to 50 per cent globally.

This increased allocation toward personal lifestyle coincides with an overwhelmingly positive outlook on wealth growth. The report shows that 95 per cent of Indian entrepreneurs anticipate an increase in their wealth over the coming years, with 56 per cent expecting significant growth and 39 per cent projecting moderate expansion. 

Drivers behind this optimism include opportunities for new investments and ventures (64 per cent), strong performance of investment portfolios (56 per cent), favourable local economic conditions (54 per cent), and positive business outcomes (43 per cent).

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"Indian entrepreneurs are redefining the global playbook with their optimism, ambition, and growth mindset. Their investments in luxury lifestyles, global mobility, and diversified portfolios signal not just confidence in their wealth trajectory but also their readiness to capitalize on the next wave of global opportunities and deepening international wealth corridors as globalisation enters a new phase,” said Sandeep Batra, Head of International Wealth and Premier Banking, HSBC India.

Entrepreneurs in India are equally confident about their business prospects, with 98 per cent expressing a positive outlook. They cite technological advancements and emerging business opportunities as key growth enablers.

The report also underscores a growing global mindset among Indian entrepreneurs. Approximately 73 per cent hold multi-residency status, compared with 56 per cent globally, reflecting a strong inclination toward international mobility. Popular destinations include the UK, US, Switzerland, UAE, and Singapore. 

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Key motivations for cross-border relocation include improving quality of life for themselves and their families (78 per cent), accessing new investment opportunities (75 per cent), and expanding business into new markets (71 per cent).

Despite their optimism, challenges remain. Entrepreneurs cite difficulties in managing global operations (50 per cent), navigating visa and residency requirements (49 per cent), and acquiring property abroad (48 per cent). Succession planning is another key concern, with 64 per cent worried about effectively transferring business ownership.