Kamlesh Rao brings over 25 years of leadership experience in the Banking and Financial Services industry, with expertise spanning retail lending, mortgages, SME finance, HNI banking, capital markets, and broking. A strong advocate of digital innovation, he has also contributed to prestigious market advisory committees of NSE and BSE. An engineer and management graduate from NMIMS, Kamlesh is widely regarded as an expert on macroeconomics, global markets, and financial strategy.